It concerns the travel agencies that cooperate with large tourist organizations abroad or within the territory of the country in case they go bankrupt or being unable to implement their travel plans.

The insurance of Professional Liability Tour Operator covers the general and professional liability of travel agents for material damage, bodily harm and financial losses that will occur to travelers during an organized trip and are due to acts, omissions and non-compliance with the contractual obligations of the travel agency. The benefit is given for trips all over the world and compensates the insured up to the amount of the sum insured that has been selected. Usual conditions for the validity of the provision are that the trips concern outbound tourism and do not exceed a certain duration, e.g. 15, 20 days and always depending on the company. Organized outbound tourism trips that include the participation of travelers in special activities and dangerous sports are usually excluded from the provision or assessed with special conditions depending on the policy of each company. In addition to the above, insurance is also available Liability of Incoming Tourism Tourist Offices which insures the civil liability of the travel agency from negligent acts or omissions for material damage and bodily harm to third parties during an organized inland trip. The benefit compensates with certain conditions up to the maximum insured capital and with a minimum participation of the insured per material damage or without participation. The cost is adjusted depending on the amount of compensation and the number of people who move annually.