TOUR OPERATOR PROFESSIONAL LIABILITY INSURANCE

HOWEVER GOOD A PROFESSIONAL MAY BE, SOME SITUATIONS CANNOT BE PREDICTED

Tour Operator Professional Liability Insurance?

Travel - Tourist Agents / Tourist Offices (Tour Operators), are professional Service Providers with "intensity of responsibility". The reason is the fact that their important Clients-Partners are organized foreign companies, which deal in mass tourism (groups of foreigners visiting our country). In the context of their activity, there is always the possibility that problems may arise from their error or omission with potentially damaging consequences for their Customers, which creates a legal obligation for compensation. For this reason, mandatory Professional Civil Liability Insurance has been provided for, based on a relevant requirement from a European Directive.

HOWEVER GOOD A PROFESSIONAL MAY BE, SOME SITUATIONS CANNOT BE PREDICTED

Why do I need Tour Operator Professional Liability Insurance?

If you own a boat, it makes sense to protect yourself against unexpected expenses with boat insurance. That's because accidents can be costly – especially when you're at fault. If your boat is involved in an accident you caused, you will not only have the cost of repairing your own boat but you will have to pay for damages to other boats and possibly the costs of the marine pollution you caused.

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It concerns the travel agencies that cooperate with large tourist organizations abroad or within the territory of the country in case they go bankrupt or being unable to implement their travel plans.

The insurance of Professional Liability Tour Operator covers the general and professional liability of travel agents for material damage, bodily harm and financial losses that will occur to travelers during an organized trip and are due to acts, omissions and non-compliance with the contractual obligations of the travel agency. The benefit is given for trips all over the world and compensates the insured up to the amount of the sum insured that has been selected. Usual conditions for the validity of the provision are that the trips concern outbound tourism and do not exceed a certain duration, e.g. 15, 20 days and always depending on the company. Organized outbound tourism trips that include the participation of travelers in special activities and dangerous sports are usually excluded from the provision or assessed with special conditions depending on the policy of each company. In addition to the above, insurance is also available Liability of Incoming Tourism Tourist Offices which insures the civil liability of the travel agency from negligent acts or omissions for material damage and bodily harm to third parties during an organized inland trip. The benefit compensates with certain conditions up to the maximum insured capital and with a minimum participation of the insured per material damage or without participation. The cost is adjusted depending on the amount of compensation and the number of people who move annually.

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