This insurance covers the owner of a gym, dance school, fitness or martial arts school, sports activity area. Accidents that will occur on the premises and facilities of the business are covered. Included: Liability for fire, pipe leakage, operation of lifts, inscriptions, loading/unloading, food poisoning, liability for the use of bathing facilities and sports facilities, liability for the execution of repair and maintenance work on building facilities with a budget of up to €20,000, liability for safekeeping including theft of customer items delivered or given for safekeeping to the insured – Pool operator liability – Employer's liability