Practically, a residence that you use through airbnb and in general in the form of a short-term rental can receive coverages almost equivalent to a normal residence, however some coverages differ for this reason when the insurance should be declared One of the basic coverages is:
Civil Liability against Third Parties regarding apartments and houses rented for tourist purposes (e.g. through Airbnb, booking, etc.) where it insures you against claims of third parties (tenants, customers, visitors) for accidents that will occur on the premises and facilities building. Liability for fire, pipe leakage, lift operation, signage and loading/unloading is included. Optionally, employers' liability, liability from the operation of the swimming pool or from the execution of repair and maintenance work are covered.
In addition to civil liability against third parties, it is understood that you can also insure your home with a comprehensive insurance plan, which includes coverage such as fire, earthquake, theft, broken pipes, etc. By choosing such a plan, you insure your property against of the risks mentioned above but also against third parties (tenants, customers, visitors) as long as the residence/apartment is rented for tourist purposes.
Loss of Income (Loss of rental income benefit after the occurrence of a covered risk even mortgage installments. Usual benefit period up to 6 months.