THE CONSTRUCTION COVERAGE IS BORNE BY THE CONTRACTOR AND THE OWNER
For us, your work is important. That is why we make sure to protect it!
"WHAT YOU NEED TO KNOW"
Why do I need Constractor Liability Insurance?
The construction of a project, eg a house, involves risks such as bodily injuries / material damage to third parties or crews, damage to adjacent buildings and injuries to the workers themselves. Liability coverage during construction ensures us the amount of compensation when an unfortunate incident occurs, relieving the owner of the consequences of an event up to a selected coverage limit, that usually he can’t prevent no matter the measures he has taken.
What is covered by Constractor Liability Insurance?
A. CONSTRUCTION WORK
Insured: Owner or manager of the property and the contractors, subcontractors at the project site
Coverage: Accidents are covered that occur as a result of construction work (offices / shops / homes), expansion or addition, interior design / renovation, repair / maintenance / exterior painting.
Includes: Liability for fire, loading / discharging of vehicles, damage to pipelines and underground installations, employer liability
Indicatively, third parties are considered to be: anyone not related to the execution of the project
Additional optional covers:
Liability from the use of on-track machines.
B. ROAD CONSTRUCTIONS (Without bridges and tunnels), RENOVATIONS OF PUBLIC COMMON AREAS
Insured: The contractor, the developer (Ministry, Region, Municipality) and subcontractors at the project site.
Coverage: Accidents that will occur as a result of the execution of the contract are covered.
Includes: Liability for fire, loading / discharging of vehicles, damage to pipelines and underground installations, employer liability
Indicatively, third parties are considered to be: anyone not related to the execution of the project
Additional optional covers:
Liability from the use of on-track machines.
C. IRRIGATION / SEWERAGE PROJECTS
Insured: The contractor, the developer (Ministry, Region, Municipality) and subcontractors at the project site.
Coverage: Accidents that will occur as a result of the execution of the contract are covered.
Includes: Liability for fire, loading / discharging of vehicles, damage to pipelines and underground installations, employer liability
Additional optional covers:
Liability from the use of on-track machines.
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